We represent Texas homeowners and businesses whose property insurance claims have been wrongfully underpaid or denied.
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Don’t except a settlement offer without consulting someone that represents you! Top 5 reasons to appeal your homeowners insurance claim:
- Any part of your claim was denied for any reason – Without representation, most denied insurance claims occur because the homeowner lacks the ability to support their claim.
- Insurance companies may claim that the damage was pre-existing and therefore not subject to the claim.
- Under valuation of property – Insurance companies may under value the claim arguing that the quality of materials were inferior and not worth their true replacement value.
- Repairing items instead of replacing them – Insurance companies will try to repair damage at a lower cost rather than replacing them with new materials. Often times, homeowners only find out that they should have replaced items when paint starts to chip, tiles start to buckle or when additional damage occurs due to minor weather events.
- Refusal to pay additional expenses related to cleanup and restoration – You may encounter additional expenses such as debris removal and temporary living expenses if your home is significantly damaged.
